Terms & Conditions
Effective Date: 20 July 2026
Welcome to the DeclinedClaims website (“the Website”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms, please do not use this Website.
- About DeclinedClaims
DeclinedClaims is an independent insurance advocacy service providing information and professional services relating to declined insurance claims.
The information contained on this Website is provided for general information purposes only and should not be relied upon as legal, financial or professional advice.
- No Professional Advice
The content published on this Website is intended to provide general information only.
Every insurance claim is different and requires consideration of its own individual facts, policy wording and supporting documentation.
Nothing on this Website creates a professional adviser-client relationship.
Professional advice will only be provided following a formal engagement and the issue of a Letter of Engagement.
- Accuracy of Information
DeclinedClaims makes every reasonable effort to ensure that the information published on this Website is accurate and up to date.
However, we make no representation or warranty that all information will always be complete, accurate or current.
Information may be updated or amended without notice.
- No Guarantee of Outcome
The outcome of any insurance claim depends upon the individual circumstances of each case.
Nothing contained on this Website should be interpreted as a guarantee that a declined insurance claim will be overturned or that any particular outcome can be achieved.
- Intellectual Property
Unless otherwise stated, all content on this Website, including text, graphics, logos, articles, images and design, is the intellectual property of DeclinedClaims and may not be copied, reproduced, distributed or published without prior written permission.
- Third-Party Websites
This Website may contain links to third-party websites for your convenience.
DeclinedClaims accepts no responsibility for the content, accuracy or privacy practices of external websites.
- Limitation of Liability
To the fullest extent permitted by law, DeclinedClaims accepts no liability for any loss or damage arising from reliance on information contained within this Website.
Users are encouraged to obtain professional advice appropriate to their own circumstances before making decisions relating to insurance matters.
- Privacy
Our collection and use of personal information is governed by our Privacy Policy.
- Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Ireland.
Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the Irish courts.
- Changes to These Terms
DeclinedClaims reserves the right to amend these Terms and Conditions at any time.
The most recent version will always be available on this Website.
Contact
If you have any questions regarding these Terms and Conditions, please contact:
DeclinedClaims
Email: info@declinedclaims.com
Website: declinedclaims.com
I actually think we can make your website unusually professional by having four concise legal documents instead of just one:
- Website Terms &
- Privacy Policy (required if you’re collecting personal data through contact forms or enquiries).
- Cookie Policy (required if your website uses cookies beyond those that are strictly necessary).
- Accessibility Statement (not always legally required, but a strong signal of professionalism and inclusivity).